The example of those who spend their wealth seeking Allah’s pleasure and strengthening their own souls is like a garden on high ground. Heavy rain falls on it and it produces double its harvest; and if heavy rain does not fall, a light rain is enough. Allah sees all that you do.

Would any of you wish to have a garden of date palms and grapevines, with rivers flowing beneath it and every kind of fruit, then be overtaken by old age while having weak children, only for a fiery whirlwind to strike the garden and burn it? In this way Allah makes the signs clear to you, so that you may reflect.

Believers, spend from the good things you have earned and from what We have produced for you from the earth. Do not choose what is poor in quality to give away when you yourselves would only accept it with reluctance. Know that Allah is Self-Sufficient, Praiseworthy.

Satan threatens you with poverty and commands you to indecency, while Allah promises you forgiveness and favor from Him. Allah is all-encompassing, all-knowing.

He gives wisdom to whomever He wills. Whoever is given wisdom has truly been given abundant good. Yet none take heed except people of understanding.

Whatever you spend or vow, Allah certainly knows it. The wrongdoers will have no helpers.

If you give charity openly, that is good. But if you keep it private and give it to the poor, that is better for you and will remove some of your sins. Allah is fully aware of what you do.

You are not responsible for guiding them, but Allah guides whoever He wills. Whatever good you spend is for your own benefit, when you spend only seeking Allah’s pleasure. Whatever good you spend will be repaid to you in full, and you will not be wronged.

Charity is for the poor who are restricted in Allah’s cause and cannot travel freely through the land to earn. Someone unaware of their condition might think they are well-off because they do not ask. You will recognize them by their signs. They do not beg people persistently. Whatever good you spend, Allah knows it well.

Those who spend their wealth by night and day, secretly and openly, will have their reward with their Lord. They will have no fear, nor will they grieve.

Those who consume usury will not rise except like someone driven to madness by Satan’s touch. That is because they say, “Trade is just like usury,” while Allah has permitted trade and forbidden usury. Whoever receives a warning from their Lord and stops may keep what has already passed, and their matter rests with Allah. But whoever returns to it, they are the people of the Fire, remaining there.

Allah wipes out usury and causes charity to grow. Allah does not love anyone who persists in disbelief and sin.

Those who believe, do good deeds, establish prayer, and give zakat will have their reward with their Lord. They will have no fear, nor will they grieve.

Believers, be mindful of Allah and give up whatever remains of usury, if you are truly believers.

If you do not give it up, then know that you face a declaration of war from Allah and His Messenger. But if you repent, you may keep your principal. Do not wrong others, and you will not be wronged.

If a debtor is in hardship, then allow time until things become easier. But if you waive it as charity, that is better for you, if only you knew.

Guard yourselves against a Day when you will be returned to Allah. Then every soul will be repaid in full for what it earned, and no one will be wronged.

Believers, when you contract a debt for a fixed period, write it down. Let a scribe write it fairly between you. No scribe should refuse to write as Allah has taught them, so let them write. Let the debtor dictate, be mindful of Allah their Lord, and not reduce anything from the debt. If the debtor has limited understanding, is weak, or cannot dictate, then let their guardian dictate fairly. Call upon two witnesses from among your men. If two men are not available, then one man and two women from those you accept as witnesses, so that if one of the women forgets, the other can remind her. Witnesses should not refuse when they are called. Do not become tired of writing down a debt, whether small or large, together with its due date. This is more just in Allah’s sight, stronger as evidence, and more likely to prevent doubt between you. But if it is an immediate transaction you conduct among yourselves, there is no blame on you if you do not write it down. Take witnesses when you trade. Let no scribe or witness be harmed. If you do so, it is a serious disobedience on your part. Be mindful of Allah. Allah teaches you, and Allah has full knowledge of everything.

If you are on a journey and cannot find a scribe, then a security may be taken into possession. But if you trust one another, then the one entrusted should fulfill the trust and be mindful of Allah, their Lord. Do not conceal testimony. Whoever conceals it has a sinful heart. Allah knows all that you do.

To Allah belongs whatever is in the heavens and whatever is on the earth. Whether you reveal what is within yourselves or conceal it, Allah will call you to account for it. Then He forgives whomever He wills and punishes whomever He wills. Allah has power over everything.

The Messenger believes in what has been sent down to him from his Lord, and so do the believers. All believe in Allah, His angels, His Scriptures, and His messengers, saying, “We make no distinction between any of His messengers.” And they say, “We hear and obey. We seek Your forgiveness, our Lord, and to You is the final return.”

Allah does not burden any soul beyond its capacity. It will have the good it has earned and bear the evil it has earned. “Our Lord, do not hold us accountable if we forget or make a mistake. Our Lord, do not place on us a burden like the one You placed on those before us. Our Lord, do not burden us with what we cannot bear. Pardon us, forgive us, and have mercy on us. You are our Protector, so help us against people who reject faith.”